Stop manually tracking expenses. Upload your bank statements and let AI instantly categorize transactions, detect spending patterns, and create personalized budgets that actually work.
You're not alone if you're struggling with:
Spending hours manually categorizing bank transactions
Having no clear picture of where your money actually goes
Creating budgets that don't reflect your real spending habits
Missing recurring charges and subscription creep
Feeling overwhelmed by multiple bank statements and accounts
PennyAI transforms your bank statements into actionable insights in just 3 simple steps:
Drag and drop your PDF bank statements. We support all major banks and credit unions.
Our advanced AI reads every transaction, categorizes spending, and identifies patterns you've never noticed.
Receive personalized budgets, spending forecasts, and recommendations tailored to your actual financial behavior.
Never manually sort expenses again. Our AI automatically categorizes groceries, utilities, entertainment, and 50+ other spending types with 95% accuracy.
See exactly where every dollar goes with beautiful charts and trends. Spot spending spikes, track income patterns, and monitor your financial health at a glance.
Get personalized budget recommendations based on your actual spending history, not generic templates that don't fit your lifestyle.
Automatically identify subscriptions, recurring bills, and regular payments. Never miss a forgotten subscription eating into your budget.
Understand your financial patterns with monthly, weekly, and yearly trend analysis. See what's coming next month based on your history.
All your financial data is encrypted and stored securely. Export to CSV anytime or integrate with your favorite accounting software.
Perfect for getting started
Most popular for individuals
For entrepreneurs & families
Start your 14-day free trial - no credit card required
Our AI achieves 95% accuracy across major spending categories. You can easily correct any mistakes, and the system learns from your preferences to improve over time.
Absolutely. We use bank-level encryption (AES-256) and never store your banking credentials. Your data is encrypted at rest and in transit, and we're SOC 2 compliant.
We support PDF statements from all major banks including Chase, Bank of America, Wells Fargo, Citi, and 500+ credit unions. If your bank isn't supported, contact us and we'll add it.
Yes, you can cancel your subscription at any time. You'll retain access to your data and can export everything as CSV files.
No, we only process PDF statements that you upload. This means better security and privacy - we never need your banking passwords or direct account access.
All data encrypted with AES-256 encryption, the same standard used by major banks.
Regular security audits and compliance with industry standards for data protection.
We only process PDFs you upload - never need your banking passwords or direct account access.
Full control over your data with easy export and deletion options available anytime.
Join thousands who've discovered the power of AI-driven financial insights. Stop guessing where your money goes. Start making informed financial decisions based on real data, not assumptions.
✓ 14-day free trial
✓ No credit card required
✓ Cancel anytime
✓ Setup takes less than 5 minutes